Discover your exact retirement corpus requirement — accounting for inflation, life expectancy, and your desired lifestyle.
A common guideline: you can withdraw 4% of your corpus annually without depleting it over 25 years. With a ₹5 crore corpus, that's ₹20 lakh/year or ₹1.67 lakh/month.
Medical costs inflate at 15%+ annually in India. Budget separately for health insurance premiums and an emergency medical fund of at least ₹25–50 lakh.
Gradually shift from equity-heavy to debt-heavy portfolios as you approach retirement. Use the "100 minus your age" rule as a starting point for equity allocation.
Our advisors create personalised retirement blueprints for every life stage.