Specialist NRI investment advisory covering FEMA compliance, NRE/NRO accounts, repatriation, DTAA benefits, and curated mutual fund portfolios.
Before investing in Indian financial markets, NRIs need to fulfil specific regulatory and banking requirements. Here's what you need:
Open an NRE (for repatriable income) or NRO (for India-earned income) account with an RBI-authorised Indian bank. This is the foundation for all Indian investments.
A valid PAN card and completed KYC (Know Your Customer) verification is mandatory for all Indian investments. We assist with the entire process remotely.
All investments must comply with FEMA (Foreign Exchange Management Act) guidelines. Our advisors ensure every transaction stays compliant and documented.
NRIs (except US/Canada residents under FATCA) can invest in Indian mutual funds via NRE/NRO accounts. SIPs available for systematic wealth building.
NRE FDs offer tax-free interest and full repatriation. NRO FDs are suitable for India-sourced income. We compare rates across banks to maximise returns.
We provide advisory on property investments, legal due diligence referrals, and structuring loans for NRIs looking to buy residential property in India.
Portfolio Investment Scheme (PIS) account allows NRIs to invest directly in Indian stock markets under RBI permission through a designated bank.
NRIs can invest in the National Pension System for long-term retirement savings, with tax benefits under Section 80C and 80CCD.
Sovereign Gold Bonds and RBI Bonds are accessible to NRIs, offering safe, government-backed returns in Indian rupee terms.
NRI tax obligations in India can be complex. Durbeen's advisors help you navigate DTAA (Double Taxation Avoidance Agreements), TDS implications, and efficient repatriation of funds.
India has tax treaties with 90+ countries. We help you claim treaty benefits to avoid double taxation on investment income.
Interest and capital gains from NRO accounts are subject to TDS. We assist in filing Form 15CA/15CB for legitimate remittances.
Up to USD 1 million per financial year can be repatriated from NRO accounts. NRE funds are freely repatriable at any time.
| STCG (Equity Funds) | 20% |
| LTCG (Equity Funds, above ₹1.25L) | 12.5% |
| STCG (Debt Funds) | Slab Rate |
| LTCG (Debt Funds) | 12.5% |
| NRE FD Interest | Tax-Free |
Our NRI specialists handle everything — from account setup to tax filing.