Calculators

SIP Calculator

See exactly how your monthly SIP grows into a wealth corpus over time — with real-time returns and chart.

📈 SIP Calculator
Monthly Investment (₹)₹5,000
Expected Annual Return (%)12%
Investment Period (Years)10 yrs
Total Corpus at Maturity
₹11,61,695
After 10 years of ₹5,000/month at 12% p.a.
Total Amount Invested₹6,00,000
Estimated Returns₹5,61,695
Wealth Gained93.6%
Amount Invested
Returns Earned

SIP Tips & Insights

Start Early, Win Big

₹5,000/month at 12% p.a. for 30 years grows to ₹1.76 crore vs ₹11.6 lakh for 10 years. The power of compounding rewards patience above all else.

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Step-Up Your SIP Annually

Increasing your SIP by 10% every year can nearly double your final corpus compared to a fixed SIP. Most fund houses allow automated step-up.

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Realistic Return Expectations

Large-cap equity funds have historically delivered 10–12% p.a. over long periods. Mid/small-cap funds average 13–16%, but with higher volatility.

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