Calculators

Goal Planner

Enter any financial goal — home, education, retirement — and instantly know the monthly SIP amount needed to reach it.

🎯 Goal Planner
Target Amount (₹ Lakhs)₹50 L
Time to Goal (Years)10 yrs
Expected Annual Return (%)12%
Existing Savings (₹)₹0
Monthly SIP Required
₹22,244
To accumulate ₹50 L in 10 years
Target Amount₹50,00,000
Total Invested via SIP₹26,69,280
Returns Component₹23,30,720
Savings Contribution₹0

Goal Planning Tips

📝
One Goal, One SIP

Keep separate SIPs for each goal — retirement, child education, home purchase. This prevents you from withdrawing early and keeps each goal on track independently.

📈
Account for Inflation

A home that costs ₹50 lakh today will cost ~₹90 lakh in 10 years at 6% inflation. Always target the inflation-adjusted future cost when setting your goal amount.

🚀
Review Annually

Review each goal SIP once a year. If returns have exceeded projections, you may need less; if you're behind, step up early while time is still on your side.

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